Review

American Hartford GoldChecked by Vetteroo review

Retirement savers who want physical gold or silver in an IRA.

We check it out so you don’t have to.

Disclosure: Some links on this page are affiliate links. If you buy through them, we may earn a commission at no extra cost to you. We only recommend things we believe are useful. Read our full disclosure.

What it is
Gold and silver IRAs and direct precious metals purchases
Best for
Savers who want physical gold or silver in an IRA
Price
$10,000 IRA minimum
Prices checked
October 31, 2026

We researched American Hartford Gold's official pricing, terms, product pages, help pages and outside reviews. We haven't used American Hartford Gold ourselves, so this is a research-based review, not a hands-on test.

Who it’s best for

  • Retirement savers who want physical gold or silver in an IRA.
  • People rolling over an old 401(k) into precious metals.
  • Buyers who want help with custodian and storage paperwork.

Who should skip it

  • Probably not the best fit for small savers or anyone who wants low costs; gold funds in a regular IRA are usually cheaper.

How it works day to day

This part draws on American Hartford Gold’s own product pages, help center and documentation, read October 31, 2026 (listed under Sources). We haven’t used American Hartford Gold ourselves.

Call for a quote, open a self-directed IRA with a partner custodian, roll over funds, pick coins or bars, and have them stored at an approved depository.

Key features in use

  • Gold and silver IRAs
  • 401(k) rollovers
  • Cash purchases from about $5,000
  • Buyback program
  • Free info kit

Setup and learning curve

Paperwork to open a self-directed IRA and move funds; the company helps.

Integrations

Custodians such as Equity Trust and Entrust.

Support

Phone (800-462-0071) and email (info@hgoldgroup.com).

Real-world use cases

  • Gold IRA rollover
  • Buying gold or silver with cash
  • Diversifying retirement savings
  • Inflation hedge purchases

What it costs

Prices checked October 31, 2026, from American Hartford Gold’s own pricing page unless noted. Prices change often, so check the official page before you buy.

  • Gold or silver IRA: $10,000 minimum.
  • Cash purchases: from about $5,000.
  • Storage: $110/year non-segregated, $160/year segregated (company brochure).
  • Metal prices quoted by phone; not published.

What we like

  • BBB A+ rating.
  • Trustpilot 4.8 from about 1,954 reviews.
  • Handles custodian and depository setup.
  • Offers to buy metals back.

What to watch for

  • No published prices; markups are quoted by phone.
  • Yearly storage and custodian fees.
  • Promotions such as fee waivers or free silver can hide higher markups.
  • Faced a 2023 TCPA lawsuit over sales calls and a 2023 law firm investigation into markups.

The fine print

  • Gold IRAs carry costs that regular IRAs do not: dealer markups on the coins or bars (often several percent and higher on collectible coins), plus yearly custodian and storage fees. Prices are quoted by phone, and sales calls can be high-pressure, so get the buy price, the buyback price and every fee in writing before you sign, and compare with gold ETFs in a normal brokerage IRA.
  • Its customer agreement requires JAMS arbitration.
  • IRS rules limit which coins and bars an IRA can hold.
  • Legitimacy signals we found: run by The Hartford Gold Group, LLC (Los Angeles); the BBB rated it A+ and Trustpilot showed 4.8 out of 5 from about 1,954 reviews as of October 31, 2026; we found no FTC, CFTC or CFPB enforcement action.

The main alternative: Augusta Precious Metals

Augusta Precious Metals is another large gold IRA dealer that also quotes prices by phone and focuses on customer education.

What it costs: No published prices; quoted by phone

Pick American Hartford Gold if you…

  • have at least $10,000 to invest.
  • want silver as well as gold.
  • like its high Trustpilot score.

Pick Augusta Precious Metals if you…

  • have a larger amount to invest.
  • want an education-first sales process.
  • want to compare a second quote.

Our take

American Hartford Gold is a well-rated gold IRA dealer, but get every markup and fee in writing and compare with low-cost gold funds first.

Side by side

CompanyBest forStarting priceTrial / refund
American Hartford Gold Checked by VetterooSavers who want physical gold or silver in an IRA$10,000 IRA minimumFree info kit; buyback offered
Augusta Precious MetalsLarger savers who want a gold IRA with an education-first sales processNo published prices; quoted by phoneFree information kit

From our company records. Check the official pages for current prices.

What we checked

  • American Hartford Gold's pricing, product pages and terms, read October 31, 2026
  • American Hartford Gold's Trustpilot profile, read October 31, 2026
  • Augusta Precious Metals's details: read on its official pages on October 31, 2026 (comparison only; not reviewed)
  • The other official and outside pages listed under Sources (links checked October 31, 2026)

Sources

How we review

We read the company's own terms, test the sign-up or booking steps where we can, and compare it with alternatives. A commission never changes what we write. Read our disclosure.

Disclosure: Some links on this page are affiliate links. If you buy through them, we may earn a commission at no extra cost to you. We only recommend things we believe are useful. Read our full disclosure.