Business & Side Income · Topic page

Best Payroll Software for Small Businesses

Every company here was researched from its own pricing pages and terms. No paid rankings.

We check it out so you don’t have to.

How we researched this page: we read each company’s own pricing pages and terms, independent tests, and customer reviews. We did not use these products ourselves. Prices change often, so each one shows the date we checked it.

The short version

Gusto is the easiest all-round pick for most small businesses. OnPay is a strong value with one simple price. Patriot is the lowest-cost option for basic payroll. QuickBooks Payroll makes sense if you already use QuickBooks. ADP and Rippling suit businesses that expect to grow into HR, benefits and IT.

Quick comparison

CompanyBest forStarting priceTrial / refund
Gusto Most small businesses, easy setup$49/mo + $6 per person, checked October 25, 2026See the official site
Patriot Payroll Lowest cost basic payrollSee the official siteFree trial
QuickBooks Payroll Businesses already on QuickBooksSee the official siteSee the official site
SurePayrollVery small employers, household payrollFrom $29/mo + $7 per worker, checked October 25, 2026See the official site
ADP RUN Businesses expecting to add HR and benefitsQuote onlySee the official site
RipplingPayroll plus HR and IT in oneQuote onlySee the official site

Gusto

Who it fits: Small businesses that want easy payroll, tax filings, benefits and onboarding.

What it costs (checked October 25, 2026): $49/mo plus $6 per person, $80/mo plus $12 per person, or $180/mo plus $22 per person, by plan. A contractor-only plan exists.

Honest downsides: Per-person fees add up for larger teams. Phone support is better on higher plans.

Visit Gusto’s official site

Compare: Read our full Gusto review · Gusto vs QuickBooks Payroll

Patriot Payroll

Who it fits: Very small businesses that want basic payroll for the lowest monthly cost.

What it costs Check the official page for current prices.

Honest downsides: Fewer HR and benefits tools than Gusto.

Visit Patriot Payroll’s official site

Compare: Read our full Patriot Payroll review

QuickBooks Payroll

Who it fits: Businesses that already keep their books in QuickBooks.

What it costs Check the official page for current prices.

Honest downsides: Pricier than Gusto or Patriot for a similar core feature set.

Visit QuickBooks Payroll’s official site

Compare: Read our full QuickBooks Payroll review · Gusto vs QuickBooks Payroll

SurePayroll

Who it fits: Very small employers, including families paying a nanny or caregiver.

What it costs (checked October 25, 2026): from $29/mo plus $7 per worker.

Honest downsides: Fewer modern HR features than Gusto.

Visit SurePayroll’s official site

ADP RUN

Who it fits: Businesses that want a big, established provider with HR help.

What it costs (checked October 25, 2026): quote only.

Honest downsides: No public prices, so comparing is harder. More than a 3-person business needs.

Visit ADP RUN’s official site

Compare: Read our full ADP RUN review

Rippling

Who it fits: Companies that want payroll, HR, devices and apps in one system.

What it costs (checked October 25, 2026): quote only.

Honest downsides: No public prices, so comparing is harder. More than a 3-person business needs.

Visit Rippling’s official site

Also worth knowing

  • OnPay is a well-reviewed, simply priced option (from $55/mo, checked October 25, 2026).

Side-by-side pages

The match-ups people search for most in this topic:

Sources

Disclosure: Some links on this page are affiliate links. If you buy through them, we may earn a commission at no extra cost to you. We only recommend things we believe are useful. Read our full disclosure.