Side by side · Tax software

FreeTaxUSA vs TurboTax

Who should pick which, from each company’s own pricing pages and terms.

We check it out so you don’t have to.

How we researched this page: we read each company’s own pricing pages and terms, independent tests, and customer reviews. We did not use these products ourselves. Prices change often, so each one shows the date we checked it.

In short: FreeTaxUSA — cheapest full federal return. TurboTax — most guided, live expert options. The details, prices and honest downsides are below.

ItemFreeTaxUSA TurboTax
Best forCheapest full federal returnMost guided, live expert options
Starting price$0 federal; $15.99 per state (2026 season, 2025 returns), checked October 25, 2026$0 (simple returns); DIY up to $139 (2026 season, 2025 returns), checked October 25, 2026
Trial / refundPay when you filePay when you file

Who FreeTaxUSA fits

People comfortable answering questions on their own who want a low price.

Watch out for: Less hand-holding than TurboTax. Fewer live help options.

Who TurboTax fits

People who want the most guidance, or a tax expert to review or do the return.

Watch out for: The most expensive option. Upsells come up throughout the process.

Quick verdict

TurboTax gives the most guidance and expert options, and costs the most. FreeTaxUSA files federal returns for $0 and state returns for $15.99 (2026 filing season, 2025 returns), with less hand-holding. Prices change each season, so check both before you file.

Visit FreeTaxUSA’s official site

Visit TurboTax’s official site

More on each: our full FreeTaxUSA review · our full TurboTax review

See every option in Best Tax Software, including companies not covered here.

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