Review
LivePlanReviewed by Vetteroo review
Small business owners who need a lender-ready plan and forecast.
We check it out so you don’t have to.
Disclosure: Some links on this page are affiliate links. If you buy through them, we may earn a commission at no extra cost to you. We only recommend things we believe are useful. Read our full disclosure.
- What it is
- Business plan and financial forecasting software
- Best for
- Small business owners writing a plan for a loan or investors
- Price
- Standard $15/mo yearly ($20 monthly); 35-day money-back, checked October 28, 2026
- Prices checked
- October 28, 2026
We researched LivePlan's official pricing, plan terms, product pages, help documentation and Trustpilot profile. We haven't used LivePlan ourselves, so this is a research-based review, not a hands-on test.
Who it’s best for
- Small business owners who need a lender-ready plan and forecast.
- Founders preparing a pitch for investors.
- Owners who want to track budget vs. actual results (Premium).
Who should skip it
- Probably not the best fit if you only need a one-page plan.
How it works day to day
This part draws on LivePlan’s own product pages, help center and documentation, read October 28, 2026 (listed under Sources). We haven’t used LivePlan ourselves.
Day to day, you work through guided sections, enter revenue and cost assumptions, and LivePlan builds your financial statements and charts.
Key features in use
- Guided business plan writing.
- Financial forecasts and statements.
- Pitch and plan export.
- Budget vs. actual tracking (Premium).
- What-if scenarios (Premium).
Setup and learning curve
You sign up, pick a plan, answer questions about your business, and start the guided outline.
Integrations
LivePlan Premium connects with QuickBooks Online and Xero for actual results.
Support
LivePlan offers chat, email and educational webinars.
Real-world use cases
- A cafe owner writes a plan for an SBA loan.
- A startup builds a pitch for investors.
- A small business tracks budget against actuals.
What it costs
Prices checked October 28, 2026, from LivePlan’s own pricing page unless noted. Prices change often, so check the official page before you buy.
- Standard: $20 a month paid monthly, or $15 a month billed yearly.
- Premium: $40 a month paid monthly, or $30 a month billed yearly. Adds budget vs. actual, what-if scenarios and market research.
- 35-day money-back guarantee.
What we like
- Trustpilot showed 4.4 out of 5 from about 130 reviews as of October 28, 2026.
- Step-by-step guidance for writing each section.
- Financial forecasts with profit and loss, cash flow and balance sheet.
- 35-day money-back guarantee.
- Discounts on other business tools through LivePlan Perks.
What to watch for
- Premium is needed for budget vs. actual and scenarios.
- It is a subscription, so you pay for as long as you keep using it.
- Forecasting takes some learning for first-time owners.
The fine print
- The site also shows a self-reported 4.8 out of 5 Google rating; we did not check that score independently.
- Prices are shown before tax.
- Yearly plans are billed up front.
The main alternative: Upmetrics
Upmetrics is another business plan tool with AI writing help and financial forecasting.
Pick LivePlanReviewed by Vetteroo if you…
- need a plan for a bank or investors.
- want guided writing and forecasts together.
- want a money-back window to try it.
Pick Upmetrics if you…
- want more AI writing help.
- want a different template style.
Our take
LivePlan is a strong, guided way to write a business plan with real financial forecasts, and the 35-day money-back guarantee lowers the risk. Choose Premium only if you need budget tracking or scenarios.
Side by side
| Company | Best for | Starting price | Trial / refund |
|---|---|---|---|
| LivePlan Reviewed by Vetteroo | Small business owners writing a plan for a loan or investors | Standard $15/mo yearly ($20 monthly); 35-day money-back, checked October 28, 2026 | 35-day money-back guarantee |
| Upmetrics |
From our company records. Check the official pages for current prices.
What we checked
- LivePlan's pricing page and plan terms, read October 28, 2026
- LivePlan's Trustpilot profile, read October 28, 2026
- Upmetrics doesn't have a published review yet; details are from our company record
- LivePlan's feature, help and integration pages listed below (links checked October 28, 2026)
Sources
Visit LivePlan’s official site
How we review
We read the company's own terms, test the sign-up or booking steps where we can, and compare it with alternatives. A commission never changes what we write. Read our disclosure.
Disclosure: Some links on this page are affiliate links. If you buy through them, we may earn a commission at no extra cost to you. We only recommend things we believe are useful. Read our full disclosure.