Rental KharmaVetteroo Our Pick review

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What it is

Rent and utility payment reporting to credit bureaus

Best for

Renters who want on-time rent to count toward their credit

Price

$75 to enroll, then $8.95/mo, checked October 30, 2026

Prices checked

October 30, 2026

We researched Rental Kharma's official pricing, terms, product pages, help pages and outside reviews. We haven't used Rental Kharma ourselves, so this is a research-based review, not a hands-on test.

Who it’s best for

• Renters with thin or new credit files.
• Renters who pay on time and want credit for it.
• Couples who want both renters reported.

Who should skip it

• Probably not the best fit if you already have strong credit or pay rent late.

How it works day to day

This part draws on Rental Kharma’s own product pages, help center and documentation, read October 30, 2026 (listed under Sources). We haven’t used Rental Kharma ourselves.

You enroll, your landlord verifies your rent, and Rental Kharma reports your on-time payments to the credit bureaus each month.

Key features in use

• Rent reporting
• Utility bill reporting
• Two-renter plans
• Landlord verification

Setup and learning curve

Check eligibility online in about a minute, pay the enrollment fee, and add your landlord's contact.

Integrations

Works with your landlord or property manager; no software needed.

Support

Help is through the contact page and email listed on Rental Kharma's site; check its FAQ and policy pages first.

Real-world use cases

• Building credit
• Credit repair
• Preparing for a mortgage
• Couples on one lease

What it costs

Prices checked October 30, 2026, from Rental Kharma’s own pricing page unless noted. Prices change often, so check the official page before you buy.

• One renter: $75 to enroll, then $8.95/mo; two renters: $100 to enroll, then $13.95/mo (pricing page, checked October 30, 2026).
• Utility reporting: one bill $4.95/mo plus $25 to enroll; two bills $9.95/mo plus $50.

What we like

• It says it never reports a late payment; it closes the reporting account instead.
• 90-day money-back guarantee.
• Long-running (it says since 2012).

What to watch for

• Enrollment fees plus a monthly fee add up.
• Results depend on which credit scores a lender uses.
• Trustpilot showed 4.2 out of 5 from about 1,169 reviews as of October 30, 2026.

The fine print

• Reporting needs your landlord or property manager to verify rent.
• Cancel anytime, per the pricing page.

The main alternative: Boom

Boom is a low-cost rent reporting app.

What it costs: Varies by item

Pick Rental KharmaVetteroo Our Pick if you…

• want a long-running service.
• want utilities reported too.

Pick Boom if you…

• want a cheaper app.
• want to compare fees.

Our take

Rental Kharma is a well-reviewed way to turn on-time rent into credit history, though the enrollment fee plus monthly fee is not cheap.

Side by side

From our company records. Check the official pages for current prices.

What we checked

• Rental Kharma's pricing, product pages and terms, read October 30, 2026
• Rental Kharma's Trustpilot profile, read October 30, 2026
• Boom's details: read on its official pages on October 30, 2026 (comparison only; not reviewed)
• The other official and outside pages listed under Sources (links checked October 30, 2026)

Sources

• Rental Kharma official site
• Rental Kharma pricing page
• Rental Kharma on Trustpilot
• Boom (official site)

Visit Rental Kharma’s official site →

How we review

We read the company's own terms, test the sign-up or booking steps where we can, and compare it with alternatives. A commission never changes what we write. Read our disclosure.