Paybis Review | Vetteroo

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What it is: Buy and sell crypto with cards and bank transfers, sent to your own wallet
Best for: Simple card purchases of crypto into your own wallet
Price: 1.49% service fee (first purchase of each coin 0%), plus card and network fees, checked October 29, 2026
Prices checked: October 29, 2026

We researched Paybis's official pricing, plan terms, product pages, help documentation and Trustpilot profile. We haven't used Paybis ourselves, so this is a research-based review, not a hands-on test.

Who it’s best for

Beginners who want to buy crypto with a card.
People who want coins sent to their own wallet.
Users who buy occasionally rather than trade.

Who should skip it

Probably not the best fit if you trade often, where an exchange such as Kraken Pro charges much less.

How it works day to day

This part draws on Paybis’s own product pages, help center and documentation, read October 29, 2026 (listed under Sources). We haven’t used Paybis ourselves.

Day to day, you pick a coin and amount, enter your wallet address, pay, and the coins arrive in your wallet.

Key features in use

Card, bank and wallet payment methods.
Buy and sell flows.
Fee breakdown before you confirm.
Sends to your own wallet.

Setup and learning curve

Create an account and complete identity checks before the first purchase.

Integrations

Works with any compatible wallet address; partner widgets appear in some wallet apps.

Support

Email and chat support.

Real-world use cases

A beginner buys a first $100 of bitcoin into a hardware wallet.
A traveler sells a small amount of crypto to a card.
A user tops up a wallet for a single purchase.

What it costs

Prices checked October 29, 2026, from Paybis’s own pricing page unless noted. Prices change often, so check the official page before you buy.

Service fee on card purchases: 0% on your first card purchase of each coin, then 1.49% with a $2 minimum.
Card processing fees of about 4.5% to 8.5% can apply on card purchases over $50, depending on currency.
Blockchain network fees vary; Paybis says it adds no markup to them.
Total costs and the exchange rate are shown before you confirm.

What we like

Simple buy flow with many payment methods.
Sends crypto straight to your wallet.
Fees and exchange rate shown up front.
Trustpilot showed 4.2 out of 5 from 33,286 reviews as of October 29, 2026.

What to watch for

Card processing fees can be high.
Costs more than exchange order books for frequent buyers.
Identity checks are required and can slow the first order.

The fine print

The 0% first-purchase fee applies once per coin.
Third-party bank or card fees may apply on top.
Network fees change with blockchain traffic.

The main alternative: Kraken Reviewed by Vetteroo

Kraken is a full exchange; Kraken Pro charges 0.40% maker and 0.80% taker at its lowest tier, falling with volume or holdings, while Instant Buy costs 1% plus a spread.

What it costs: Pro 0.40%/0.80% at Tier 1; Instant Buy 1% + spread, checked October 29, 2026

Read our full Kraken review

Pick Paybis Reviewed by Vetteroo if you…

buy occasionally with a card.
want crypto in your own wallet right away.
want fees shown before you pay.

Pick Kraken Reviewed by Vetteroo if you…

trade often.
want to hold and stake on an exchange.

Our take

Paybis is an easy, transparent way to buy crypto with a card and send it to your own wallet, with good outside reviews. Card fees make it costly for regular buying. If you trade often, Kraken Pro is cheaper.

Side by side

Company	Best for	Starting price	Trial / refund
Paybis Reviewed by Vetteroo	Simple card purchases of crypto into your own wallet	1.49% service fee (first purchase of each coin 0%), plus card and network fees, checked October 29, 2026	No account fee; all fees shown before you confirm
Kraken Reviewed by Vetteroo	Buying and trading crypto on a long-running exchange	Pro 0.40%/0.80% at Tier 1; Instant Buy 1% + spread, checked October 29, 2026	Free account; trades are final

From our company records. Check the official pages for current prices.

What we checked

Paybis's pricing page and plan terms, read October 29, 2026
Paybis's Trustpilot profile, read October 29, 2026
Kraken's details: from its own review, read October 29, 2026
The other official pages listed under Sources (links checked October 29, 2026)

Sources

Visit Paybis’s official site

How we review

We read the company's own terms, test the sign-up or booking steps where we can, and compare it with alternatives. A commission never changes what we write. Read our disclosure.